Young Rider Insurance
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Get Affordable young riders’ motorbike insurance
Are you looking for affordable young riders insurance? Look no further. At Motorcycle Insurance, we offer motorbike insurance for young riders suitable for 50cc motorbike insurances and 125cc motorcycle insurance. For the best motorbike insurance for new riders quotes, simply enter your vehicle details on our website and answer the required questions as accurately as you can. Then, you’ll receive all possible motorcycle insurance quote options back in seconds!
What is Young Rider’s Motorbike Insurance?
Motorbike insurance for new rides is like most motorbike insurance policies but has been tailored specifically for riders aged 25 or under. This is because riders typically under the age of 25 are at higher risk of an accident.
These types of learner motorbike insurance policies aren’t just great for motorbikes, but scooters and mopeds, too. If you require your motorbike insurance for a brief period, you can also consider temporary bike insurance instead.
What do Insurers class as a young motorbike rider?
Unfortunately, it isn’t possible for anyone to get young rider insurance. To take out a motorcycle insurance for young riders policy, you must be aged between 16—25 with a provisional license, CBT and ride a 50cc or less moped.
Just like car insurance, the cost of bike insurance will decline once you turn 25, due to being less at risk of being involved in an accident.
What affects your Young Rider Insurance quote?
Numerous factors affect your learner motorbike insurance quote, not least your age. The type of motorbike you have, such as the model, value and engine power (cc) all play a significant part in determining the cost of your young rider insurance for the year. Your riding history can also impact the cost and eligibility of your motorbike insurance, such as whether you’ve been involved in a previous accident.
What level of insurance do I need as a young rider?
All young motorcycle rides are required to have least third-party insurance to cover the costs to the other persons if an accident was to be considered your fault. However, as young riders are more likely to be involved in accidents, it can be beneficial to consider policies with high levels of cover to ensure you’re protected.
What optional extras should I consider with my motorcycle insurance?
When it comes to motorcycle insurance for young riders, it’s also worthwhile considering adding optional extras to your policy for additional peace of mind. Some of the most popular extras including breakdown cover, providing you with roadside assistance, helmet and leather cover, legal expense insurance and personal accident cover.
What types of motorbike licenses are there?
There are four types of motorcycle licenses in total; AM License, A1 License, A2 License and A License. Whilst AM license permits you to ride a 50cc motorcycle if you’re aged 16+, an A1 license allows you to ride a 125cc motorbike from your 17th birthday. Once you reach 19 years of age, you’re eligible for an A2 license which permits you to ride a bike up to 35kw. Lastly, an A license allows you to ride any motorbike engine size as long as you’re at least 24.
Can I transfer my car no-claims bonus to a motorbike?
Unfortunately, it’s not possible to transfer your car no-claims bonus to your bike insurance for young riders.
Does young rider motorbike insurance cover me to carry passengers?
Motorbike insurance for new riders doesn’t always permit the rider to carry passengers so it’s worth double checking whether it’s included in the policy you’re enquiring about as standard. If not, then you can consider adding pillion cover to your motorbike insurance for new riders to cover passengers in addition to yourself in the event of an accident.
How to cut down my insurance costs?
Whilst young rider insurance doesn’t begin to decrease until the age of 25, there are some ways to consider lowering the total cost. For example, instead of selecting a top of the range motorbike, consider purchasing one that’s a reasonable size and unmodified. You can also consider adding an experienced motorbike rider to your policy to reduce the yearly cost, just like a standard car insurance policy.
Additionally, you can consider voluntary excess. Although excess will be high, agreeing to It will lower the overall cost of your insurance policy, potentially saving your money.
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